FICOBank at a Glance
(As of End 2017)
| Bank Name/Acronym | First Isabela Cooperative Bank (FICOBank) | |
|---|---|---|
| First Isabela Cooperative Bank (FICOBank) | FICOBank Corporate Center, Maharlika Hwy. Minante I, Cauayan City, Isabela |
|
| Brief History | Date of Organization/Incorporation Date of Registration Date of Issuance of Authority to Operate Date of Formal Opening |
September 10, 1976 February 14, 1979 (SEC) April 10, 1979 (BCOD) December 21, 1979 (BSP) January 2, 1980 |
| Development Phases | Birth Years (1976-1979) Early Years (1980-1989) Growth Years (1990-2005) Expansion Years (2006-2015) Transformation Years (2016 and Beyond) |
Organization and Registration Phase Start-up and Promotion Phase Build-up and Strengthening Phase Development and Expansion Phase Remodeling and Conglomerate Phase |
| Membership | Regular Members Special Members Institutional Individuals |
103 Cooperatives 103 23,781 |
| Bank Network | No. of Operating Units | 34 |
| Financial Data | Total Resources Total Liabilities Capital Accounts Earning Assets Loan Portfolio Liquid Assets |
Php4.11 Billion Php3.29 Billion Php817.28 Million Php3.77 Billion Php3.04 Billion Php850.7 Million |
| Financial Ratios | Earning Assets Liquidity Ratio Capital Adequacy Ratio Past Due Ratio Net Interest Margin Return on Assets Return on Equity |
91.70% 37.02% 17.58% 4.34% 11.9% 3.34% 18.03% |
| Products and Services | Deposit Products Loan Products Other Services |
Savings Deposits, Time Deposit, Demand Deposits and Special Savings Deposits Agricultural Loans, Commercial Loans, Consumer Loans,Micro Loan and Other Loans Inter-Branch Deposit Online Money Transfer, SSS Payment Collection, Western Union Money Transfer GCash Remit, BDO Remit MoneyGram, M-Money Card and CashKO Bayad Express |
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